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# Jessica Brady

Ripples of Change

## Sitemaps

- [XML Sitemap](https://jessicabrady.com.au/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [What a $100-a-week pay rise actually does for your home buying power](https://jessicabrady.com.au/what-a-100-a-week-pay-rise-actually-does-for-your-home-buying-power/)
- [From your 20s to your 60s, the must-dos in each decade to build super](https://jessicabrady.com.au/from-your-20s-to-your-60s-the-must-dos-in-each-decade-to-build-super/)
- ["A man is not a plan!" Why young women are giving up on home ownership](https://jessicabrady.com.au/a-man-is-not-a-plan-why-young-women-are-giving-up-on-home-ownership/)
- [The $1,300 sting: RBA rate hike - here's what your mortgage costs now](https://jessicabrady.com.au/the-1300-sting-rba-rate-hike-heres-what-your-mortgage-costs-now/)
- [Affordability Diaries: Two first-home buyer couples, two very different properties](https://jessicabrady.com.au/affordability-diaries-two-first-home-buyer-couples-two-very-different-properties/)
- [The borrowing myth: Why your 'Pre-Approval' doesn't actually mean you can afford the house](https://jessicabrady.com.au/the-borrowing-myth-why-your-pre-approval-doesnt-actually-mean-you-can-afford-the-house/)
- [‘Please stop asking me when I’m going to retire’](https://jessicabrady.com.au/please-stop-asking-me-when-im-going-to-retire/)
- [‘Punch A Hole In Wallets’: What Australia Going Cashless Is Really Costing You](https://jessicabrady.com.au/punch-a-hole-in-wallets-what-australia-going-cashless-is-really-costing-you/)
- [Financial Wellness 101](https://jessicabrady.com.au/financial-wellness-101/)
- [Holding pattern: Why the RBA's rate pause isn't slowing the property market](https://jessicabrady.com.au/holding-pattern-why-the-rbas-rate-pause-isnt-slowing-the-property-market/)
- [Retiring with a mortgage: The new reality for many Australians](https://jessicabrady.com.au/retiring-with-a-mortgage-the-new-reality-for-many-australians/)
- [Tax time fail? How to flip the script for the new financial year](https://jessicabrady.com.au/tax-time-fail-how-to-flip-the-script-for-the-new-financial-year/)
- [Millennials like me are turning 40. So, why don't we own a house yet?](https://jessicabrady.com.au/millennials-like-me-are-turning-40-so-why-dont-we-own-a-house-yet/)
- [New Aged Care laws keep parents home longer - but will it ease the housing crisis?](https://jessicabrady.com.au/new-aged-care-laws-keep-parents-home-longer-but-will-it-ease-the-housing-crisis/)
- [Downsizing your family home: What to know before you sell](https://jessicabrady.com.au/downsizing-your-family-home-what-to-know-before-you-sell/)
- [How property can help fund your retirement (but shouldn't be your only plan)](https://jessicabrady.com.au/how-property-can-help-fund-your-retirement-but-shouldnt-be-your-only-plan/)
- [Experts PREDICT a 0.25% cash rate cut](https://jessicabrady.com.au/experts-predict-a-0-25-cash-rate-cut/)
- [Big producer of precious metals encourages Aussies to invest in gold](https://jessicabrady.com.au/big-producer-of-precious-metals-encourages-aussies-to-invest-in-gold/)
- [Should mum or dad pay for childcare?](https://jessicabrady.com.au/should-mum-or-dad-pay-for-childcare/)
- [Buying with your bestie: Joint tenancy or tenants in common?](https://jessicabrady.com.au/buying-with-your-bestie-joint-tenancy-or-tenants-in-common/)
- [Bank of Mum and Dad: The hidden dangers of family loans](https://jessicabrady.com.au/bank-of-mum-and-dad-the-hidden-dangers-of-family-loans/)
- [Buying property with a special someone in 2025? Read this first](https://jessicabrady.com.au/buying-property-with-a-special-someone-in-2025-read-this-first/)
- [How to take the heat out of housing stress and save during the spendy season](https://jessicabrady.com.au/how-to-take-the-heat-out-of-housing-stress-and-save-during-the-spendy-season/)
- [Is negative gearing a positive?](https://jessicabrady.com.au/is-negative-gearing-a-positive/)
- [Deductible debt eats last. How to prioritise your debt & maximise your tax position](https://jessicabrady.com.au/deductible-debt-eats-last-how-to-prioritise-your-debt-maximise-your-tax-position/)
- [Rentvesting: Can you afford to rent and buy an investment property?](https://jessicabrady.com.au/rentvesting-can-you-afford-to-rent-and-buy-an-investment-property/)
- [Aussies getting financial advice from social media struggle with budgeting](https://jessicabrady.com.au/aussies-getting-financial-advice-from-social-media-struggle-with-budgeting/)
- [Fix systems, not women. Ideas for transforming superannuation for a more equitable future](https://jessicabrady.com.au/fix-systems-not-women-ideas-for-transforming-superannuation-for-a-more-equitable-future/)
- [How to fill Santa's sack and pay the mortgage while interest rates stay on hold](https://jessicabrady.com.au/how-to-fill-santas-sack-and-pay-the-mortgage-while-interest-rates-stay-on-hold/)
- [Was 'Survive till 2025' your strategy? I may have bad news for you.](https://jessicabrady.com.au/was-survive-till-2025-your-strategy-i-may-have-bad-news-for-you/)
- [The $1 rule, and 43 other easy ways to be better with money](https://jessicabrady.com.au/the-1-rule-and-43-other-easy-ways-to-be-better-with-money/)
- [How to calculate your net worth (and why you should)](https://jessicabrady.com.au/how-to-calculate-your-net-worth-and-why-you-should/)
- [I spent four months in and out of hospital thanking my old boss for this advice](https://jessicabrady.com.au/i-spent-four-months-in-and-out-of-hospital-thanking-my-old-boss-for-this-advice/)
- [The Greenhouse](https://jessicabrady.com.au/the-greenhouse/)
- [Simplifying money management for all](https://jessicabrady.com.au/simplifying-money-management-for-all/)
- [Too lavish for your own good? Seven steps to beat lifestyle creep](https://jessicabrady.com.au/too-lavish-for-your-own-good-seven-steps-to-beat-lifestyle-creep/)
- [Why we fight about money –  and how to avoid it](https://jessicabrady.com.au/why-we-fight-about-money-and-how-to-avoid-it/)
- [Budgeting with an irregular income, pay off mortgage or enjoy life, a 28-year-old living at home (rent free) in financial denial + more](https://jessicabrady.com.au/budgeting-with-an-irregular-income-pay-off-mortgage-or-enjoy-life-a-28-year-old-living-at-home-rent-free-in-financial-denial-more/)
- [Special strata levy, investing for niece & nephews, SMSF investment, Spaceship + more](https://jessicabrady.com.au/special-strata-levy-investing-for-niece-nephews-smsf-investment-spaceship-more/)
- [Investing For Beginners: Everything You Need To Know](https://jessicabrady.com.au/investing-for-beginners-everything-you-need-to-know/)
- [The True Cost of Underpayments in the Workplace](https://jessicabrady.com.au/https-www-leadstory-com-v-revealed-the-true-cost-of-underpayments-in-the-workplace-2023111818/)
- [Get (And Stay Out) Of Debt!](https://jessicabrady.com.au/get-and-stay-out-of-debt/)
- [Avoid These Financial Mistakes When You Run A SME](https://jessicabrady.com.au/avoid-these-financial-mistakes-when-you-run-a-sme/)
- [Bank And Invest Ethically](https://jessicabrady.com.au/bank-and-invest-ethically/)
- [How To Financially Plan For A Baby In 2023!](https://jessicabrady.com.au/how-to-financially-plan-for-a-baby-in-2023/)
- [I'm a First-time Investor, Help!](https://jessicabrady.com.au/im-a-first-time-investor-help/)
- [Financial Freedom Webinar](https://jessicabrady.com.au/financial-freedom-webinar/)
- [Buying Property - Is it actually achievable in your 20's & 30's?](https://jessicabrady.com.au/buying-property-is-it-actually-achievable-in-your-20s-30s/)
- [Top strategies to use if you're looking to buy property](https://jessicabrady.com.au/top-strategies-to-use-if-youre-looking-to-buy-property/)
- [The changes to the government's Home Guarantee Scheme and what they mean for you](https://jessicabrady.com.au/the-changes-to-the-governments-home-guarantee-scheme-and-what-they-mean-for-you/)
- [The advice entrepreneurs harnessing technology to serve more clients](https://jessicabrady.com.au/the-advice-entrepreneurs-harnessing-technology-to-serve-more-clients/)
- [643 risks with property vs shares, renting out a room for passive income, helping your 20-year-old invest + more](https://jessicabrady.com.au/643-risks-with-property-vs-shares-renting-out-a-room-for-passive-income-helping-your-20-year-old-invest-more/)
- [Will Afterpay and UberEats stop me from getting a home loan?](https://jessicabrady.com.au/will-afterpay-and-ubereats-stop-me-from-getting-a-home-loan/)
- [Improve your relationship with money, with Jess Brady](https://jessicabrady.com.au/improve-your-relationship-with-money-with-jess-brady/)
- [Boost your bank balance: 3 tips for financial success](https://jessicabrady.com.au/boost-your-bank-balance-3-tips-for-financial-success/)
- [636 growing super on parental leave, LMI waivers, Aust shares or international, a changing risk profile + more](https://jessicabrady.com.au/636-growing-super-on-parental-leave-lmi-waivers-aust-shares-or-international-a-changing-risk-profile-more/)
- [Pay transparency is going to have a ‘massive’ impact on leveling the gender divide in financial services](https://jessicabrady.com.au/pay-transparency-is-going-to-have-a-massive-impact-on-leveling-the-gender-divide-in-financial-services/)
- [What does the Six Park closure mean for investors?](https://jessicabrady.com.au/what-does-the-six-park-closure-mean-for-investors/)
- [Tax time: How to get the most value out of your return](https://jessicabrady.com.au/tax-time-how-to-get-the-most-value-out-of-your-return/)
- [Where five experts suggest you invest your tax return](https://jessicabrady.com.au/where-five-experts-suggest-you-invest-your-tax-return/)
- [The Weak Spot: Where The Zoomers Get Advice (Physical Magazine Feature)](https://jessicabrady.com.au/the-weak-spot-where-the-zoomers-get-advice-physical-magazine-feature/)
- [Single and feeling the cost of living crunch? Here’s how to save money](https://jessicabrady.com.au/single-and-feeling-the-cost-of-living-crunch-heres-how-to-save-money-3/)
- ['Don't buy a new car': 6 steps a financial adviser wants you to follow before having a baby.](https://jessicabrady.com.au/dont-buy-a-new-car-6-steps-a-financial-adviser-wants-you-to-follow-before-having-a-baby/)
- [The looming deadline for students to repay their debt](https://jessicabrady.com.au/the-looming-deadline-for-students-to-repay-their-debt/)
- [The forgotten Aussies in this budget](https://jessicabrady.com.au/the-forgotten-aussies-in-this-budget/)
- [Budget 2023: Our experts deliver their verdict](https://jessicabrady.com.au/budget-2023-our-experts-deliver-their-verdict/)
- [For love nor money: How to protect yourself from sexually transmitted debt](https://jessicabrady.com.au/for-love-nor-money-how-to-protect-yourself-from-sexually-transmitted-debt/)
- [Financial adviser shares 4 practical tips to fight inflation](https://jessicabrady.com.au/single-and-feeling-the-cost-of-living-crunch-heres-how-to-save-money/)
- [How to get started investing for your kids, grandkids or niblings](https://jessicabrady.com.au/single-and-feeling-the-cost-of-living-crunch-heres-how-to-save-money-2/)
- [The state of financial wellbeing in Australia](https://jessicabrady.com.au/the-state-of-financial-wellbeing-in-australia/)
- [The rising cost of living has impacted 9/10 Aussies already](https://jessicabrady.com.au/the-rising-cost-of-living-has-impacted-9-10-aussies-already/)
- [LGBTI Aussies more financially stressed as cost of living soars](https://jessicabrady.com.au/lgbti-aussies-more-financially-stressed-as-cost-of-living-soars-2/)
- [New platform tackles financial literacy for young Aussies](https://jessicabrady.com.au/new-platform-tackles-financial-literacy-for-young-aussies/)
- [Online Course to Increase Financial Literacy](https://jessicabrady.com.au/online-course-to-increase-financial-literacy/)
- [What I want to gift every woman this Valentine’s Day](https://jessicabrady.com.au/what-i-want-to-gift-every-woman-this-valentines-day-2/)
- [The adviser helping young Aussies be confident around money](https://jessicabrady.com.au/the-adviser-helping-young-aussies-be-confident-around-money-2/)
- [Why this rising star dumped a career as a financial adviser](https://jessicabrady.com.au/why-this-rising-star-dumped-a-career-as-a-financial-adviser-2/)
- [Why You Should Kris Kringle This Year](https://jessicabrady.com.au/nova-small-change-podcast/)
- [Ensombl Advice Australia](https://jessicabrady.com.au/xy-adviser-podcast/)
- [Ethics Center Life & Debt Podcast](https://jessicabrady.com.au/ethics-center-life-debt-podcast/)
- [Dr Emily Amos](https://jessicabrady.com.au/dr-emily-amos/)
- [Smart Investor Podcast](https://jessicabrady.com.au/smart-investor-podcast/)
- [Bridging the gap in financial literacy](https://jessicabrady.com.au/elephant-in-the-room-podcast/)
- [Ensombl Advice Australia – #290 Moo Baulch](https://jessicabrady.com.au/ensombl-advice-australia-290-moo-baulch/)
- [Ensombl Advice Australia – #296 Dr. Emily Amos](https://jessicabrady.com.au/ensombl-advice-australia-296-dr-emily-amos/)
- [Ensombl Advice Australia – #308 Lacey Filipich](https://jessicabrady.com.au/ensombl-advice-australia-308-lacey-filipich/)
- [Ensombl Advice Australia – #310 Annie Bolitho](https://jessicabrady.com.au/ensombl-advice-australia-310-annie-bolitho/)
- [Ensombl Advice Australia – #316 Captain FI](https://jessicabrady.com.au/ensombl-advice-australia-316-captain-fi/)
- [Ensombl Advice Australia – #326 Ange Ritchie](https://jessicabrady.com.au/ensombl-advice-australia-326-ange-ritchie/)
- [Ensombl Advice Australia – #337 Lara Husselbee](https://jessicabrady.com.au/ensombl-advice-australia-337-lara-husselbee/)
- [Ensombl Advice Australia – #345 Natalie Yan-Chatonsky](https://jessicabrady.com.au/ensombl-advice-australia-345-natalie-yan-chatonsky/)
- [XY Adviser – #361 Briony Benjamin](https://jessicabrady.com.au/xy-adviser-361-briony-benjamin/)

## Pages

- [Jessica Brady](https://jessicabrady.com.au/)
- [Get Growing](https://jessicabrady.com.au/get-growing/)
- [Money Manifesto](https://jessicabrady.com.au/money-manifesto/)
- [Meet Jess](https://jessicabrady.com.au/meet-jess/)
- [Privacy Policy](https://jessicabrady.com.au/privacy-policy/)

## Categories

- [Programs](https://jessicabrady.com.au/category/programs/) - Life-changing financial courses to achieve financial freedom and independence.
- [Events](https://jessicabrady.com.au/category/events/) - FROM SPENDY TO FINANCIAL SAVVY PART 2 A FREE LIVE WEBINAR WITH JESS BRADY FINANCIAL ADVISER | PODCAST HOST | MONEY EXPERT MONDAY 9th JULY 2024 7.30pm AEST
- [Media](https://jessicabrady.com.au/category/media/) - Keep up to date with what Jess has been up to.
- [Past Event](https://jessicabrady.com.au/category/events/past/)